A new year brings fresh goals, new routines, and often a few changes we didn’t plan for. While many people focus on fitness goals or financial resolutions, one important task is often overlooked: reviewing your insurance coverage.
At Bremberger Insurance Agency, we believe the start of the year is the perfect time to make sure your coverage still fits your life. As your needs change, your insurance should keep up—so you can move into the New Year with confidence and peace of mind.
Here are some key insurance checkups to add to your New Year to-do list.
Review Your Auto Insurance
Changes in your driving habits or household can impact your auto coverage and premium.
Things to check:
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Have you bought or sold a vehicle?
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Are you driving more or less than last year?
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Has a teen driver been added to your policy?
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Are you taking advantage of all available discounts?
A quick review with Bremberger Insurance Agency can help ensure you’re properly protected and not paying for coverage you no longer need.
Revisit Your Home or Renters Insurance
Your home is one of your biggest investments, and it’s important your insurance reflects its true value.
Things to check:
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Recent renovations or upgrades
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New high-value purchases (jewelry, electronics, collectibles)
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Adequate coverage limits based on current rebuilding costs
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Need for additional coverage such as flood or valuable items insurance
Many homeowners are surprised to learn their coverage hasn’t kept up with rising construction costs—something we’re happy to review with you.
Check Your Life Insurance Coverage
Life insurance should grow with your responsibilities.
Things to check:
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Marriage, divorce, or new family members
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A new home or increased debt
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Beneficiary updates
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Income changes
At Bremberger Insurance Agency, we help families make sure their loved ones are financially protected—no matter what the future brings.
Evaluate Your Health Insurance Needs
The New Year is also a great time to understand how your health insurance works.
Things to check:
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Provider network changes
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Prescription coverage
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Deductibles and out-of-pocket limits
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HSA or FSA contributions
Knowing your benefits now can help prevent unexpected medical expenses later in the year.
Look for Bundling and Savings Opportunities
Many insurance carriers offer discounts for bundling multiple policies.
You may be able to save by:
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Bundling auto, home, and life insurance
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Updating safety features
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Maintaining a good claims history
Our team specializes in finding ways to maximize coverage while keeping costs manageable.
Update Your Information
Life moves fast—make sure your policy information is up to date.
Remember to update:
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Address
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Phone number
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Email
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Emergency contacts
Accurate information helps ensure smooth communication and faster claims service.
Start the New Year Protected with Bremberger Insurance Agency
The New Year is about preparation, progress, and peace of mind. Taking time now to review your insurance can help prevent coverage gaps, uncover savings, and ensure you’re fully protected in the year ahead.
Ready for your New Year insurance review?
Contact Bremberger Insurance Agency today to schedule a complimentary policy checkup. Our experienced team is here to answer your questions, review your coverage, and help you start the year confident and covered.
Here’s to a safe, secure, and well-protected New Year! 🎉
414-220-0400
Jim Bremberger has worked in the insurance industry since 2009, gaining extensive experience with minor and significant claims that can significantly impact a family without adequate coverage. By joining the independent sector and teaming up with many insurance carriers, he can offer exceptional coverage at competitive rates for residents all over Wisconsin.