The holidays are a time for family, fun, and celebration—but they can also bring an increase in accidents, theft, and unexpected mishaps. Whether you’re shopping online, traveling to visit loved ones, or hosting a festive gathering, a few simple precautions (and the right insurance coverage) can make all the difference.
At the Bremberger Insurance Agency in Oak Creek, WI, we’re proud to help local families stay safe and protected all season long. Here are some of the most common holiday risks to avoid—and how having the correct insurance can help you enjoy a worry-free winter.
1. Watch Out for Holiday Shopping Scams & Online Fraud
Cybercriminals are busier than Santa’s elves during the holiday rush. Fake websites, phishing emails, and fraudulent social media ads target unsuspecting shoppers every year.
Protect yourself:
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Shop only on secure sites (look for “https” in the web address).
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Avoid clicking on unfamiliar links or pop-up ads.
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Use strong passwords and monitor your bank and credit card statements.
Insurance Tip from the Bremberger Insurance Agency:
Your homeowners or renters insurance may include identity theft protection that helps cover recovery costs if your personal information is compromised. Our local agents can help you review your policy and strengthen your protection.
2. Be Prepared for Holiday Travel & Parking Lot Accidents
Between slippery Wisconsin roads and crowded shopping centers, holiday driving can be stressful. Fender benders and parking lot scrapes are common this time of year.
Stay safe on the road:
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Drive slowly and plan extra travel time.
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Park away from crowded entrances when possible.
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Be patient with distracted holiday drivers.
Bremberger Insurance Reminder:
Review your auto insurance policy to make sure you have comprehensive and collision coverage. These can help cover damage from minor accidents, hit-and-runs, or even runaway shopping carts at the mall.
3. Protect Your Packages from “Porch Pirates”
Online shopping is convenient, but stolen deliveries can quickly ruin your holiday cheer.
Prevention tips:
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Schedule deliveries for when someone is home.
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Use secure pickup lockers or have items delivered to your workplace.
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Install a doorbell camera or motion-activated light near your front door.
Did you know?
Some home insurance policies can cover stolen packages under personal property protection. The experts at the Bremberger Insurance Agency in Oak Creek, WI can help you confirm or add this valuable coverage.
4. Prevent Fire Hazards & Home Accidents
Between candles, lights, and busy kitchens, December is one of the top months for home fires.
Safety checklist:
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Keep decorations and trees away from heat sources.
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Turn off lights when you leave the house or go to bed.
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Test smoke and carbon monoxide detectors.
Bremberger’s Advice:
Your homeowners insurance should cover fire damage, personal belongings, and temporary housing if you’re displaced after a fire. Our team can help you review your policy to make sure you’re fully protected this winter.
5. Plan Ahead for Holiday Travel Risks
Holiday travel often means delays, weather disruptions, or lost luggage—especially during Wisconsin’s unpredictable winter months.
Smart travel moves:
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Keep essential items in your carry-on.
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Check forecasts and plan alternate routes.
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Consider travel insurance for cancellations or emergencies.
Local Expertise You Can Trust:
At the Bremberger Insurance Agency, we can help you explore travel protection options that fit your itinerary and budget—so you can relax and enjoy your trip.
Final Thoughts: Stay Safe and Protected This Holiday Season
The holidays should be about joy, not worry. By staying alert to common seasonal risks and reviewing your insurance coverage, you can protect your family, your home, and your finances from unexpected surprises.
Contact the Bremberger Insurance Agency in Oak Creek, WI today to schedule a quick insurance review before the holiday season. We’ll make sure your auto, home, renters, or personal insurance is ready for anything winter brings.
Bremberger Insurance Agency 414-220-0400
Your trusted local insurance partner in Oak Creek, Wisconsin — protecting what matters most, all year long.
Jim Bremberger has worked in the insurance industry since 2009, gaining extensive experience with minor and significant claims that can significantly impact a family without adequate coverage. By joining the independent sector and teaming up with many insurance carriers, he can offer exceptional coverage at competitive rates for residents all over Wisconsin.